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+<?xml version="1.0" encoding="UTF-8"?>
+<chapter id="details.institutions">
+<chapterinfo>
+  <authorgroup>
+    <author>
+      <firstname>Roger</firstname>
+      <surname>Lum</surname>
+      <affiliation>
+        <address><email>rogerlum@gmail.com</email></address>
+      </affiliation>
+    </author>
+  </authorgroup>
+  <date>2009-05-05</date>
+  <releaseinfo>1.0</releaseinfo>
+</chapterinfo>
+
+<title id="details.institutions.title">Institutions</title>
+
+<para>
+  The Institutions screen provides a summary of all the accounts grouped under
+  their respective institutions. Asset accounts are symbolized with a black
+  arrow, and liability accounts are symbolized with a red arrow.
+</para>
+
+<para>
+  The Institutions screen displays several columns, including the type of
+  account and the value of each account.  It also shows the total value of all
+  accounts in each institution.
+</para>
+
+<para>
+<screenshot>
+    	<screeninfo>institution view</screeninfo>
+	<mediaobject>
+	<imageobject>
+	<imagedata fileref="institution_view.png" format="PNG" />
+	</imageobject>
+	<textobject>
+	<phrase>institution view</phrase>
+	</textobject>
+	</mediaobject>
+</screenshot>
+</para>
+
+<sect1 id="details.institutions.institution">
+<title>Institution Options</title>
+
+<para>
+  Right-clicking an institution name brings up an Institution Options sub-menu,
+  providing you with several choices. Selecting <guimenuitem>New
+  Institution...</guimenuitem> opens the New Institution Dialog, where you can
+  enter all the necessary information to create a new institution.  Selecting
+  <guimenuitem>Edit Institution...</guimenuitem> brings up an editable window
+  with institution details such as name and address. Selecting
+  <guimenuitem>Delete Institution</guimenuitem> removes the entire institution
+  and all its associated accounts. Keep in mind that you will only be able to
+  delete an institution if you can delete all of its accounts, and you will only
+  be able to delete each associated account if it has no transactions and no
+  schedules refers to it.  Selecting <guimenuitem>New account...</guimenuitem>
+  steps you through the new account process, which is described in more detail
+  in the next section.
+</para>
+
+<para>
+<screenshot>
+	<screeninfo>Institution options sub-menu</screeninfo>
+	<mediaobject>
+	<imageobject>
+	<imagedata fileref="institution_options.png" format="PNG" />
+	</imageobject>
+	<textobject>
+	<phrase>Institution options sub-menu</phrase>
+	</textobject>
+	</mediaobject>
+</screenshot>
+</para>
+
+<sect2 id="details.institutions.new">
+<title>New Institution</title>
+
+<para>
+  <screenshot>
+    <mediaobject>
+      <imageobject>
+        <imagedata fileref="newinst.png" format="PNG" />
+      </imageobject>
+      <textobject>
+        <phrase>New Institution</phrase>
+      </textobject>
+    </mediaobject>
+  </screenshot>
+</para>
+
+<para>
+  <emphasis>
+    NOTE: You must have a file open before you can create a new institution. If
+    you do not have an existing file, you will need to create a <link
+    linkend="firsttime-3">new file</link>.
+  </emphasis>
+</para>
+
+<para>
+  Only the name is required in the New Institution Dialog, all other fields are
+  optional.  As with the personal information dialog, this data is not currently
+  used by &kappname;, but will be required by future releases for certain
+  features.  In particular, the Routing Number and the <acronym><ulink
+  url="http://en.wikipedia.org/wiki/ISO_9362">BIC (Bank Identifier
+  Code)</ulink></acronym> will be required for online banking.
+</para>
+</sect2>
+</sect1>
+
+<sect1 id="details.institutions.account">
+<title>Account Options</title>
+
+<para>
+  Right-clicking an account name brings up an Account Options sub-menu.
+  Selecting <guimenuitem>New account...</guimenuitem> steps you through the new
+  account process. Selecting <guimenuitem>Open Ledger</guimenuitem> brings you
+  directly to the Ledgers view or Investments view, depending on the account
+  type. Simply double-clicking an account name also opens the account. Selecting
+  <guimenuitem>Edit account</guimenuitem> brings up a window allowing you to
+  change an account's name, start date, associated banking institution, and
+  parent account. Deleting an account is only possible if there are no
+  transactions associated with that account.  Selecting
+  <guimenuitem>Reconcile...</guimenuitem> opens up the Reconcile Wizard, which
+  steps you through the process of comparing your bank account statements to
+  your electronic entries. More details, as well as information about the other
+  options is presented in the appropriate sections of this manual.
+</para>
+
+<para>
+<screenshot>
+	<screeninfo>account options sub-menu</screeninfo>
+	<mediaobject>
+	<imageobject>
+	<imagedata fileref="account_options.png" format="PNG" />
+	</imageobject>
+	<textobject>
+	<phrase>account options sub-menu</phrase>
+	</textobject>
+	</mediaobject>
+</screenshot>
+</para>
+</sect1>
+</chapter>